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Original Medicare

Medicare Seniors

About Original Medicare

Medicare was started in 1965 as a federal health insurance program for people age 65 and older, as well as for some people with disabilities. The program was created as part of the Social Security Amendments of 1965, signed into law by President Lyndon B. Johnson, to provide access to healthcare for older Americans who often struggled to afford it. The program was designed to address the financial and healthcare needs of this population, which had previously been underserved by the healthcare system.

Parts of Original Medicare

Medicare Parts A B C D

A

Part A 

Medicare Part A, also known as hospital insurance, is one of the four parts of the Medicare program. It provides coverage for inpatient care in hospitals, hospice care, and skilled nursing facility care. This coverage is generally available to individuals who are 65 or older, as well as to some individuals with disabilities. 

B

Part B

Medicare Part B, also known as medical insurance, is one of the four parts of the Medicare program. It provides coverage for a wide range of medical services and supplies that are considered medically necessary to treat a disease or condition. This includes doctor services, preventive services, and outpatient care.

C

Part C (Medicare Advantage)

Medicare Part C, also known as Medicare Advantage, is an option available to individuals who are eligible for Medicare. Instead of receiving their Medicare benefits through Original Medicare (Part A and Part B), individuals who enroll in a Medicare Advantage plan receive their benefits through a private insurance company that has been approved by Medicare.

D

Part D (Prescription Drug Plans)

Medicare Part D is the optional prescription drug coverage component of the Medicare program. It provides coverage for medications prescribed by a physician and filled at a pharmacy. It is offered by private insurance companies that contract with Medicare, and individuals can choose to enroll in a standalone Part D plan or a Medicare Advantage plan that includes Part D coverage.

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