Dental & Vision Insurance for Ohio Individuals & Families
Affordable dental and vision plans for individuals and families, with help for everything from routine cleanings to new glasses.
- Individual & family plans
- Preventive care focused
- Quick, easy quotes
Based in Newark, Ohio, and serving clients in 37 states by phone and video. See our licensed states.
Everyday care, covered
Plans for routine visits and more.
- Cleanings & checkups
- Fillings & basic work
- Eye exams
- Glasses & contacts
Get Dental & Vision Prices in Minutes
Check plan options and pricing online with our secure instant quote tool. Some plans can begin coverage quickly after enrollment.*
*Effective dates, waiting periods, and benefits vary by plan.
Coverage for Everyday Care
Dental
- Preventive cleanings and exams
- X-rays
- Fillings and basic procedures
- Options that include major services like crowns or root canals*
- Some plans include orthodontic options*
Vision
- Routine eye exams
- Eyeglass frames and lenses
- Contact lenses
- Discounts on additional eyewear (varies by plan)*
*Coverage levels, waiting periods, and frequency limits vary by plan.
Why It's Worth Having
- Most health plans don't include adult dental or vision coverage. A separate plan can help fill the gap.
- Preventive care catches problems early. Regular cleanings and eye exams can help you avoid bigger costs later.
- Predictable costs. Know what you'll pay for routine care before you go.
How It Works
Tell Us Who Needs Coverage.
Just you, or the whole family.
Compare Plans.
We'll show you options based on your needs and preferred dentists or eye doctors.
Start Smiling.
Enroll and start using your benefits according to your plan's effective date.
Request Your Free Dental & Vision Quote
Tell us a little about your needs and we'll send you options.
In a hurry?
See options and estimated prices any time with our secure instant quote tool.
Get an instant quote online →Dental and Vision Insurance in Ohio
Most medical plans for adults do not include routine dental or vision care, and Original Medicare does not cover routine dental care or glasses. A standalone dental or vision plan from Health Shield fills that gap for individuals, families, self-employed workers and retirees in Newark, Licking County and throughout Ohio.
How dental insurance works
Many dental plans follow a 100-80-50 pattern: preventive care such as cleanings and X-rays is often covered at or near 100%, basic care such as fillings around 80%, and major care such as crowns, bridges or dentures around 50%, after any deductible. Plans also have an annual maximum, and some apply waiting periods to basic and major services. If you need work soon, we look for plans with shorter or no waiting periods.
PPO vs. HMO dental plans
Dental PPO plans let you visit any dentist but usually save the most in-network. Dental HMO plans often cost less but require a network dentist. If you want to keep your Newark or Columbus dentist, we check networks first.
How vision insurance works
Vision plans typically cover a yearly eye exam with a small copay and an allowance toward frames or contact lenses, plus discounts on lens upgrades. They are often worth it if anyone in your home wears glasses or contacts.
Is dental and vision insurance worth it?
Compare the yearly premium with what you would spend on two cleanings, an exam, glasses and any expected fillings. Many families find a plan pays for itself, and regular care catches problems early. Bundle with health insurance or Medicare coverage, or call (740) 272-5655.
Dental & Vision FAQs
Yes. Stand-alone dental and vision plans are available for individuals and families, whether or not you have health coverage.
Many dental plans cover preventive care right away but may have waiting periods for basic or major services. Waiting periods vary by plan, and we'll explain them before you enroll.
It depends on the plan's network. Tell us your preferred providers and we'll help you find plans that include them.
Some plans include orthodontic coverage, often for children and sometimes for adults, with limits and waiting periods. Let us know if this is important to you.
Yes. Many people choose a combined dental and vision plan for convenience. We can quote both together or separately.
No. Quotes are free and there's no obligation to enroll.
Many do for basic and major services. Preventive care often has no wait. Some plans offer no waiting periods, usually at a higher premium.
Original Medicare generally does not cover routine dental care, eye exams for glasses or eyeglasses. Some Medicare Advantage plans include these benefits, or you can buy a standalone plan.